Mobile Phone Comparison Insurance from Insure That Mobile

What is Mobile Phone Insurance?

Do you feel as if your entire life is contained on your mobile phone? iPhones have become the main form of communication—particularly with the under fifties crowd. It is an immediate voice link, text source and email centre. As well, your mobile phone is a virtual phone and address book. What would you do if your iPhone was lost, stolen or damaged? Mobile phone insurance protects your phone against theft or damage. Many policies also protect against loss or accidental damage of your mobile phone.

Why Do You Need Mobile Phone Insurance?

I know what you are thinking. Your mobile phone service provider sold you a plan that covers loss, accidental damage and there is a manufacturer’s warranty that came with your phone. So why would you need iPhone insurance? Your manufacturer’s warranty covers defects or malfunctions of mobile phone equipment. It does not cover theft, damage or loss!

You need mobile phone insurance because if ANYTHING happens to your mobile phone, it will be immediately replaced. A new phone—exactly like your precious mobile phone– will be shipped to you overnight.

Consumer Reports Magazine has said mobile phone insurance is a waste of money.

“You can insure every gadget in your life if you want these days,” states Greg Daugherty, Consumer Reports editor. “We think all this little insurance is just adding up to too much in many cases. People really ought to be focusing on the big risks.”

San Diego’s Utility Consumers’ Action Network (UCAN) agrees with Daugherty. They say they receive several complaints from people who purchased mobile phone insurance and were unhappy for a variety of reasons. The £50 deductible, the high cost of the insurance—roughly £5 a month—and the fact that what they got as a replacement was a “recycled” phone are just three examples.

If you are accident prone, often misplace your phone or are in a high crime area then mobile phone insurance makes sense. If the replacement cost of your phone is over £500 then the replacement cost can be high and insurance worthwhile.

Why use Insure That Mobile?

If you know anyone who bought mobile phone insurance from a mobile phone service provider, you have probably heard horror stories about hidden clauses in the policy; replacement phones taking forever to get there and replacement phones being older, refurbished models and not what they had bought. While some clients report being satisfied with the customer service of their carrier plan, many have major complaints about response, speed of replacement and difficulty getting a customer service representative and not just a computerized system.

Insure That Mobile is an inexpensive way to make comparisons between various mobile phone insurance companies. Their website helps you save money by showing you a comparison that is faster, easier to use and more accurate.